Dealing with Insurance Companies and Adjusters
Insurance adjusters have one objective – pay as little as possible to you, if anything. Your claim affects insurance companies’ bottom line and the bonuses paid to their executives. Further, most insurance companies have bonus and merit systems to reward insurance adjusters who underpay claims. Therefore, you must keep your guard up and question everything the insurance adjuster does. Communicate in writing only with insurance adjusters, if at all possible.
In the 100s of case we have handled over the years, we have had clients complain that insurance adjusters have used foul language, threatened to have them deported, ignored their calls, denied they were injured, laughed at their allegations, and other heinous actions. Most insurance adjusters have little to no formal education in anything. Insurance adjusters also commonly have little to no authority to negotiate your claim before a lawsuit is filed. Most insurance companies use software such as “Colossus” to evaluate your claim’s value. In other words, the value of your “pain” and the “medical bills” is determined by a computer. Therefore, the computer program determines if the hospital charged you too much and if you were in too much pain. Of course, evaluating claims the “insurance company” way is fundamentally flawed. Fortunately, you have rights and may seek legal assistance through our country’s legal system.
There are no attorney fees if there is no recovery. If you have been hurt in a car wreck anywhere in Texas, contact our Texas Car Wreck Lawyers now for a free and confidential consultation at 1-877-TX-CAR-WRECK (1-877-892-2797) or email by clicking here.
